• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

About Us | Latest News

Learn about our new COVID policies

performance collision center logo

Performance Collision Centers

  • Services
    • Collision Repair
    • Fender Repair
    • Weather Damage Repair
    • Windshield & Glass Repair
    • Paintless Dent Repair
    • Auto Dent Removal
    • Ceramic Pro Coatings
    • Raptor Protective Coatings
    • Boat, Watercraft and RV Repair
  • OEM Certifications
    • FCA
    • Ford
    • GM
    • Hyundai
    • Infiniti
    • KIA
    • Mazda
    • Nissan
    • Subaru
  • Locations
  • Make an Appointment
  • Careers
  • Estimate Now
  • Contact Us
  • About Us
  • Latest News
  • Repair FAQs
  • Repair Authorization Form
Contact Us

Should You Get Collision Insurance?

July 21, 2022 by jkane

Collision insurance can be daunting. What do you need? Will they pay for your repairs? At Performance Collision Centers, we want you to make the best choice. So here is what you need to know about picking your collision insurance.

What will your insurance cover?

Collision insurance usually covers three situations. First, collisions with another vehicle are the most famous kind of collision. Second, insurance will cover collisions with objects such as trees or street poles. Lastly, single-car accidents where you did not hit anything.

What is not covered under your insurance?

Your insurance will not cover all situations on the road. For example, damage to your vehicle that did not come from driving will not be covered. This damage can include hail, floods, theft, fallen objects, and other weather-related conditions. In addition, any damage to another person’s vehicle is outside your insurance’s influence. Relatedly, collision insurance does not cover your medical bills or other people involved in the collision.

What is the deductible, and how does that affect insurance?

A deductible is an amount you will pay before coverage takes over. You can choose your deductible, and this will affect your premium. For example, if you are willing to take on more risk, you will choose a higher deductible, and your premium will be lower. On the other hand, if you want to take less financial risk, you would select a lower deductible and pay a higher premium on your insurance.

Should you get collision insurance?

In some instances, insurance may not be optional. For example, many who do not own their car will not be allowed to do so without buying insurance. In addition, leasing agents often need proof of insurance before giving you the keys. The most crucial factor to consider if it is optional is your budget. Can you handle the out-of-pocket costs after your premium? If those costs are way outside your budget, it would be wise to get collision insurance.

What do you do in the event of an accident?

If you find yourself in the event of a collision, use a repair shop you trust that works with your insurance. Well-trained technicians, customer reviews, and gut reactions will be your best indicators for the best shop. At Performance Collision Centers, we accept all insurance to get you back on the road for a simple, hassle-free, top-notch repair experience. Our experienced Gold-Class certified technicians will handle your repairs quickly and thoroughly after they explain every step of their process. Make your appointment today, so you don’t have to worry about a thing!

Category iconCar Care,  Collision Tag iconaccident,  collision,  crash,  insurance

Primary Sidebar

Available Positions

Chesapeake, VA
Customer Service RepresentativeApply
Paint PrepperApply
Paint SpecialistApply
Auto Body TechnicianApply
Auto Parts Assistant / Shop HelperApply
Parts ManagerApply
Collision EstimatorApply
Norfolk, VA
Parts ManagerApply
Customer Service RepresentativeApply
Collision EstimatorApply
Detailer / Shop HelperApply
Paint SpecialistApply
Auto Body TechnicianApply
Portsmouth, VA
Paint PrepperApply
Customer Service RepresentativeApply
Detailer / Shop HelperApply
Parts ManagerApply
Collision EstimatorApply
Virginia Beach, VA
Customer Service RepresentativeApply
Detailer / Shop HelperApply
Auto Body TechnicianApply
Collision EstimatorApply
Auto Parts Assistant / Shop HelperApply
Richmond, VA
Collision EstimatorApply
Auto Body TechnicianApply
Lynchburg, VA
Collision Shop ManagerApply
Collision EstimatorApply
Auto Body TechnicianApply
Summerville, SC
Paint PrepperApply
Parts ManagerApply
Collision EstimatorApply
Auto Body TechnicianApply
Paint SpecialistApply
Effingham, SC
Parts ManagerApply
Collision EstimatorApply
Auto Body TechnicianApply
Paint SpecialistApply
Grovetown, GA
Ceramic Coating InstallerApply
Detailer / Shop HelperApply
Collision EstimatorApply
Paint SpecialistApply
Auto Body TechnicianApply

Our Repair Services

  • Collision Repair
  • Fender Repair
  • Windshield & Glass Repair
  • Weather Damage Repair
  • Auto Dent Repair & Removal
  • Paintless Auto Dent Repair & Removal

Repair FAQs

Online Estimates

Our Partners

Car Rental Options

Repair Authorization Form

Footer

Performance Collision Centers

Simple, hassle-free, top-notch collision repair experience.

Contact Us

info@performancecollisioncenters.com

Performance Collision Centers
Performance Collision Centers, Auto Repair, Virginia Beach, VA

Sitemap

  • Services
  • Certifications
  • Locations
  • Make an Appointment
  • Careers
  • Estimate Now
  • About Us
  • Latest News
  • Repair FAQs
  • Testimonials
  • Repair Authorization Form

Find a Location

Enter an address or zip code and click the find locations button.

Copyright © 2023 Performance Collision Centers. Privacy Policy. Back to Top

All vehicles we assess and repaired are sprayed with a disinfecting fogger, both inside the cabin and outside touch spots (such as door handles), upon coming into and leaving our facilities. We wrap the steering wheel and cover the seats for a complete touch-less experience.